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In most cases, you're considered a first-time homebuyer if you haven't owned a home in the past 3 years. This can make you eligible for special programs, grants, and reduced down payment options. Florida also offers a Homestead Exemption of up to $50,000 on your primary residence. This reduces your property's taxable value and saves you money on annual property taxes. But don't worry, if this isn't your first purchase, we have plenty of loan options that can be customized to fit your needs!
Let's determine where you are in the process, so we can guide you to the next steps.
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