(772)618-0099
Terms of USE
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These Terms of Use govern your use of this website. Please read these terms and conditions carefully before using this website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to all of the terms, please immediately discontinue use of this website.
This website is owned and operated by FloCoast Financial LLC and may provide general information about our and/or our subsidiaries’ products and services. Your eligibility for particular products and services is subject to our and/or our subsidiaries’ final determination, restrictions, and acceptance. We and/or our subsidiaries may discontinue or make changes to the information, products, licenses, or services described on this website at any time. Any dated information is published as of its publication date only. We and/or our subsidiaries do not undertake any obligation or responsibility to update or amend any such information. We and/or our subsidiaries reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this website, no solicitation is made by us and/or our subsidiaries to any person to use such information, products, or services in jurisdictions where the provision thereof is prohibited by law.
This website may contain links to third-party websites, such as social media platforms, which we and/or our subsidiaries do not own or control, but which are provided for your convenience. If you visit a link to another website, you do so at your own risk, subject to the terms and conditions established by the operator of that website. The fact that we and/or our subsidiaries provide a link does not necessarily mean we and/or our subsidiaries endorse, authorize, or sponsor that third-party website, or that we are affiliated with the website’s owners or sponsors. We and our subsidiaries reserve the right to terminate links to third-party websites at any time.
Although we and our subsidiaries strive to provide accurate and timely information on this website, there may be inadvertent technical or factual inaccuracies and typographical errors. For these reasons, FloCoast Financial LLC and its subsidiaries cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on this website.
This website’s content—including, but not limited to, all music, images, icons, text, software, logos, expressions, and ideas—is copyrighted and protected by U.S. and international copyright laws and treaties. Additionally, the content is protected by patent and trademark laws, privacy and publicity laws, and various communications regulations and statutes. You are not authorized to post or transmit any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, immoral, or profane material, or any content that could give rise to civil or criminal liability under applicable laws.
Any commercial use of this website or its content is prohibited. You may print a copy of the information contained on this website for personal use only. This right may be revoked at any time.
Accessing the Website
You agree and acknowledge that you are solely responsible for your use of this website and for providing, obtaining, and maintaining all hardware, software, electricity, telecommunications, internet services, and other products or services necessary to access and use this website.
From time to time, due to maintenance, technical malfunctions, software failures, high traffic volume, or similar reasons, the website may be unavailable. We strive to minimize downtime, but you agree that neither we nor our subsidiaries are responsible for any loss, damage, cost, or expense you may incur due to website unavailability, even if such downtime could have been avoided through reasonable measures. Additionally, we are not responsible for any inability to access the website caused by issues with your device, internet service provider (ISP), or internet infrastructure.
We may deny you access to the website at any time, with or without cause, and without prior notice. We may terminate these Terms of Use and your access in whole or in part at any time. If we do so, any applications you have submitted will still be processed, and any existing transactions shall remain in effect.
This website is not intended for use in jurisdictions where its use would violate local laws or regulations. We may restrict access based on your geographic location. You are responsible for compliance with all local laws.
To protect your information, FloCoast Financial LLC and/or our subsidiaries may require identity verification to conduct certain transactions. You should close your browser after leaving the site to help protect your security. If you believe your information has been used without authorization, you must notify us immediately. Calling us at (772) 618-0099 is the best way to limit potential losses. Failure to notify us may result in liability for unauthorized activity.
For technical issues, contact us at (772) 618-0099.
SMS Consent
By providing your phone number, you consent in writing to receive SMS messages from us and our subsidiaries. You authorize FloCoast Financial LLC, our subsidiaries, assigns, successors, or service agents to send SMS notifications to any number provided in connection with your account, loan, or closing. “SMS Account Notifications” may include information about application status, account updates, document requests, due dates, program updates, and more.
How to Unsubscribe: You may opt out of SMS notifications by replying “STOP,” “END,” “CANCEL,” “UNSUBSCRIBE,” or “QUIT.”
Your Information
During your mortgage application process, you may submit certain information to us. While we do not claim ownership of the materials you provide (including feedback and suggestions), by submitting content to FloCoast Financial LLC or any affiliated business, you grant us and our affiliates permission to use that content for service-related purposes. This includes the right to copy, distribute, transmit, reproduce, edit, and reformat your information (with the exception of your non-public personal information, which we will never publicly display). Specific terms provided elsewhere on the site may override this provision.
Consent to Employment Verification
By providing your employment information, you consent to FloCoast Financial LLC and/or our subsidiaries contacting third parties to verify your income and employment.
Consent to communicate with real estate agents
By providing your real estate agent’s contact information, you authorize FloCoast Financial LLC and/or our affiliates to contact your agent regarding your loan status, milestones, and closing timelines.
Limitations of Liability
UNDER NO CIRCUMSTANCES SHALL FLOCOAST FINANCIAL LLC OR ITS SUBSIDIARIES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THIS WEBSITE, INCLUDING BUT NOT LIMITED TO: LOSS OF USE, DATA, OR PROFITS; SYSTEM FAILURE; ERRORS; OMISSIONS; INTERRUPTIONS; DEFECTS; DELAYS IN OPERATION; VIRUSES; OR SYSTEM FAILURES—EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages; in such cases, our liability is limited to the maximum extent permitted by law.
ALL CONTENT IS PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
We and our subsidiaries assume no responsibility and shall not be liable for any damage to your device or property due to access, browsing, or downloads from this website.
We do not warrant that your use of this website’s materials will not infringe upon the rights of third parties.
You agree to indemnify and hold FloCoast Financial LLC and our subsidiaries harmless from any claims, losses, liabilities, or expenses—including attorney’s fees—arising from your use of the site in violation of these terms or any applicable law. We reserve the right to assume the exclusive defense of any claim, and you agree to cooperate fully with our defense.
Other Terms & Conditions
These Terms of Use are governed by the laws of the United States and the State of Florida, without regard to conflict-of-law principles.
Our failure to enforce any right or provision of these terms does not waive that right or provision.
If any part of these terms is deemed invalid, the remainder shall remain in full force and effect.Section headings are provided for convenience only and have no legal or contractual effect.
Changes to these Terms of Use
You agree that we may from time to time amend all or any part of these Terms of Use, including, without limitation, establishing, increasing, or decreasing the fees and charges for products and services made available through this website and changing the features and functionality to this website. We will notify you electronically of any change to these Terms of Use as required by applicable law. Your use of the website after the effective date of the change shall constitute your agreement to be bound by the terms of the change. You should also review these Terms of Use periodically for any changes.
Last Updated: July 2025
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